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Schedule of Charges

All retail banking service tariff of NCC Bank PLC. This table of charges is revised and to be effective from 1 January 2018.

Foreign Exchange Transactions

Type of Services	Nature of Charges	Charges to be revised as per Bangladesh Bank instruction
LC opening at sight	Commission: For first quarter and subsequent each quarter or part thereof	@ 0.40%
LC opening under deferred payment/ Usance	Commission: For first quarter and subsequent each quarter or part thereof	@ 0.50%
LC opening at 100% cash margin	Commission: For first quarter and subsequent each quarter or part thereof	@ 0.25%
LC opening under Back to Back	Commission: For first quarter and subsequent each quarter or part thereof	@ 0.40%
For Transmission of LC, Amendment of LC, Confirmation, Cancellation, Foreign Correspondent charge	Courier Charge (Local)	At actual
	Courier Charge (Foreign)
	Mailing Charge
	Telex/ SWIPT
	FC Charge if charges are on applicants account
LC Advising Charge	Commission	BDT 750.00
LC amendment advising charge	Commission	BDT 750.00
LC Transfer Charge	Commission	BDT 750.00
Acceptance commission of Drafts/ Bills under deferred payment/ Usance LC including garments related BTB LC	Commission: For first quarter and subsequent each quarter or part thereof	@ 0.40%
Confirmation charge for local LC	Commission	@ 0.20%
Foreign Correspondent Charges (FCC) Local part		Nil
Data Max Charges		Nil
Handling Charges		Nil
Copy Document Endorsement Charges		Nil
LC cancellation or expired unutilized LC charges		Nil
Export Bill Negotiation	Commission	@ 0.15% per quarter
Export Bill Collection	Commission	@ 0.15% per quarter
Issuance of certificate for Back to Back LC	Fees	BDT 500.00
C&F Certificate issue charge	Fees	BDT 500.00
Issuance of PRC	Fees	BDT 500.00
FDBP	Overdue Interest	ln case the exporter submits export documents complying credit terms under irrevocable sight letter of credit and bank negotiates documents, no overdue interest is to be charged on exporter's account as per "Export Policy 2006-09".

General Banking

Type of Charges	Charges to be revised as per Bangladesh Bank instruction
Current Deposit/ STD Accounts Service Charge	Free
Savings Deposit Accounts Service Charge	Free
All Loan Accounts Service Charge	BDT 500.00 (half yearly) on each loan account except Agri-Loan. Free for Agri-Loan account.
Account Maintenance Fee	i. SB Account BDT 300.00 (half yearly)
	ii. CD Account BDT 500.00 (half yearly)
Account Closing Charges	i. STD/ CD: BDT 300.00
	ii. SB: BDT 200.00
	iii. FDR & Other Schemes: Nil (For premature encashment)
Account Transfer Fee	Free
Balance Confirmation Certificate (BC)	Regular two half yearly: Free BDT 200.00 for issuance of additional BC other than regular half yearly.

Advance & Other Charges

Type of Charges	Charges to be revised as per Bangladesh Bank instruction
Issuance of certificate for opening "Beneficiary Owner's Account"	BDT 100.00
Early settlement fees of loan	@ 2%
Counter Transaction Fee	Nil
Charge documents on Agri-Loan	At actual, not exceeding BDT 500.00

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About NCC Bank

The National Credit and Commerce Bank Limited (NCC Bank) has played an influential role in the banking landscape of Bangladesh. Its journey began in 1985, initially as an investment company named National Credit Limited (NCL), with the aim of mobilizing resources and promoting industrial and business sectors of the country. Recognizing the growing need for full-fledged banking services, it transformed into a scheduled commercial bank in 1993 under the name NCC Bank Limited. This transformation marked a significant milestone, enabling the bank to expand its services beyond investment activities and provide comprehensive banking solutions to a wider range of customers.

Since its inception as a commercial bank, NCC Bank has steadily built a reputation for trust, innovation and customer service. The bank offers a diverse portfolio of services designed to meet the needs of individuals, businesses and institutions. Its retail banking services include various deposit schemes, savings and current accounts, fixed deposits and specialized products like student savings schemes and women-focused accounts. NCC Bank also extends credit facilities such as personal loans, home loans, auto loans and SME loans, helping to support the aspirations of millions of Bangladeshis and contributing to economic growth.

On the corporate and business front, NCC Bank provides working capital finance, trade finance, term loans, project financing and syndicated loans, assisting both large enterprises and emerging businesses. The bank has also embraced technology, offering modern banking solutions such as online banking, mobile banking, debit and credit cards, and ATM services to enhance customer convenience. In recent years, NCC Bank has focused on digital transformation, investing in fintech solutions and digital payment services to keep pace with the evolving demands of the banking sector.

Furthermore, NCC Bank actively participates in remittance services, enabling Bangladeshis living abroad to send money securely to their families back home, which significantly supports the national economy. The bank also offers treasury operations and foreign exchange services, playing a role in the international trade activities of Bangladesh. Beyond financial services, NCC Bank is committed to corporate social responsibility (CSR), supporting education, healthcare, and disaster relief efforts across the country.

In summary, from its beginnings as an investment company to becoming a prominent private commercial bank, NCC Bank has consistently adapted and evolved to meet the needs of its customers and the nation. With a commitment to innovation, integrity, and service excellence, it continues to contribute to Bangladesh’s financial sector and overall economic development.