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VISA Classic Dual Card

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Bank Asia provides this VISA Classic Dual Credit Card for their account holders. It is a dual currency credit card can be used both locally and globally. You can get the card easily from the branch where you opened your account. Just go to the branch, fill up the Application Form and submit it with required documents and a recent photograph. You will receive your card within 10-15 working days. These VISA Classic Dual Credit Cards help to make your life easy and simple. You don't need to carry cash in pocket, but just a VISA Classic Dual Credit Card.

Features

• Dual currency credit card (link to quick view about dual currency)
• Card Cheque
• Double Credit Shield
• E-statement
• Reward Points
• 24 hours call center
• Easy buy
• Soft pay
• SMS alert service.

Eligibility

• TIN is mandatory.
• Age: Basic card - 21 to 70 years, Supplementary card - 18 to 70 years.
• Minimum Income: Salaried Group - BDT 15,000.00, Self Employed Group - BDT 20,000.00 (income should be validated).
• Business/ Service Tenure: Salaried Group - Minimum 6 months, Self Employed Group - Minimum 1 year.
• Bangladeshi Passport: All Group - For dollar endorsement to the value for which credit card is issued under Travel Quota entitlement.
• Declaration: All Group - A declaration from the intending card holder stating that he is not availing himself of any International Credit/ Debit/ Pre-paid Card from any other AD against the same account or the same entitlement.

Highest Purchase Limit per Day

• BDT 99,000.00
• US$ 2,000.00

Documents required
Salaried Group

• Two copies Color Photograph (P.P. Size) duly attested by the applicant.
• Salary Certificate.
• Last Six Months Salary Account Statement.
• TIN Certificate.
• Copy of National ID card.
• Copy of driving license (If any).
• CIB Undertaking Form.
• Photocopy of Passport (1st to 7th pages & dollar endorsement pages).
• Proof of Residence (Electricity/WASA/ Gas Bill, if any).
• Proof of Car ownership (Photocopy of Blue Book of the car, if any).
• Proof of T&T ownership (Photocopy of T&T Bill, if any).

Self-employed Group

• Two copies Color Photograph (P.P. Size) duly attested by the applicant.
• Valid Trade License (if Proprietor)/ Partnership Deed (if partnership)/ Memorandum of Articles with Incorporation Certificate (for Ltd. Co.).
• Current six months Bank Statement (personal & Company).
• TIN Certificate (only personal TIN).
• Copy of National ID card.
• Copy of driving license (If any).
• CIB Undertaking Form.
• Photocopy of Passport (1st to 7th pages & dollar endorsement pages).
• Proof of Residence (Electricity/WASA/Gas Bill, if any).
• Proof of Car ownership (Photocopy of Blue Book of the car, if any).
• Proof of T&T ownership (Photocopy of T&T Bill, if any).

Card Activation

• After receiving the card, sign the acknowledgement slip and send it to your home branch for activation.
• Put your signature with a ball point pen on the signature panel at the back of your card.

New Card Issuance Fee

• BDT 1,000.00
• Spouse card Free
• Supplementary card Free

Annual Fee

• Primary card BDT 1,000.00
• Spouse card Free
• Supplementary card Free

Card Replacement Fee
BDT 500.00

PIN Replacement Fees
BDT 500.00

Service Fee

• Late payment fee BDT 250.00, US$ 5.00
• Over limit fee BDT 250.00, US$ 5.00
• Statement retrieval fee BDT 50.00
• Sales slip/ voucher retrieval fee BDT 200.00, US$ 10.00
• Outstation cheque collection fee BDT 200.00, US$ 5.00
• Cheque return fee BDT 200.00, US$ 5.00
• Certificate fee BDT 200.00, US$ 5.00
• Cash advanced limit 50%
• Cash advance fee 2% or BDT 150.00 whichever is higher or 3% USD
• Cash advanced interest (monthly) 2.5%
• Debit interest 2.5%
• Maximum interest free period 45 days
• Cheque issue fee BDT 100.00
• Cheque processing fee 1.5%
• Credit shield premium 0.33% of total outstanding

Caution during making transactions

• Please do not let your card be taken out of your sight at any merchant outlet to prevent possible Misuse.
• After using your card at a merchant outlet, please ensure that the card returned to you is yours.
• Before signing the Sales Slip, check the amount charged.
• Retain your copy of the Sales Slip of all transactions until they appear in your Card Account Statement for your future reference.

PIN Maintenance

• Destroy the PIN mailer after memorizing your PIN.
• Do not write the PIN on the card or keep the PIN inside your wallet.
• Change the PIN preferably every month.

For Lost/ Stolen Card
To report and replacement of your lost/stolen Debit Card, please contact your nearest Branch. Your card will be replaced within 7 working days and will be sent to your Branch.

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About Bank Asia Limited

Bank Asia Limited is a prominent private commercial bank in Bangladesh, founded in 1999 with the objective of providing innovative and customer-centric banking solutions. The bank was established by a group of renowned entrepreneurs and professionals with the vision to become a leading financial institution in the country. Over the years, Bank Asia has grown significantly, expanding its network of branches and offering a comprehensive range of banking services. Its commitment to modern banking practices, customer satisfaction, and technological advancements has allowed it to become one of the most respected names in the Bangladeshi banking sector.

Bank Asia offers a wide array of services to meet the diverse needs of its customers. These services include traditional banking products like savings accounts, current accounts, fixed deposits, and term loans, as well as more specialized services such as foreign exchange, trade finance, and working capital solutions for businesses. The bank is also known for providing retail banking services like personal loans, home loans, and car loans, designed to make financial products accessible to individuals from all walks of life. In addition to these conventional services, Bank Asia is a leader in the field of digital banking in Bangladesh, offering facilities like mobile banking, internet banking, and ATM services to ensure convenience and accessibility for its customers.

Bank Asia has also focused on providing services to the small and medium enterprises (SME) sector, which plays a vital role in the country's economic growth. By offering tailored financing solutions, the bank has supported many entrepreneurs and businesses in expanding their operations and contributing to job creation. The bank's approach to SME financing has been instrumental in fostering entrepreneurship and economic development in Bangladesh.

In recent years, Bank Asia has embraced digital transformation, introducing state-of-the-art banking technologies to cater to the growing demand for online services. With its user-friendly mobile banking app and internet banking platform, customers can access their accounts, transfer funds, pay bills, and perform other financial transactions with ease. The bank’s commitment to innovation and customer satisfaction is further reflected in its emphasis on financial inclusion, ensuring that even underserved populations can access banking services.

As a responsible corporate entity, Bank Asia also participates in various corporate social responsibility (CSR) initiatives, supporting education, healthcare, and environmental sustainability projects. These efforts demonstrate the bank's dedication to giving back to the community and contributing to the country's overall development.

Today, Bank Asia stands as a strong pillar of Bangladesh's banking industry, offering a broad spectrum of financial services backed by modern technology, a customer-focused approach, and a commitment to sustainability. Through its continued growth and innovation, Bank Asia continues to play a crucial role in the financial sector and the broader economic development of Bangladesh.